Broken Curse Credit
Credit Repair & Credit Restoration Experts
A strong credit score is the key to a better life. Good credit makes everything easier and ensures you have the most options to obtain the things you want and need. Our mission is to get you where you want to be as quickly as possible.
- Customized Solutions for Every Client
- Multiple, Proven Strategies to Remove Negative Accounts
- Fast Turnaround and No Long Term Contracts
- Full Transparency Via Personalized Client Portal
- No Credit Inquiries With Our Proprietary Process
- A Real Person Works for You and Talks With You
- One of the Most Affordable Services In the Business
- No Judgment, Just Results
Proven Leadership
Chadwick Burks,CEO
With decades of experience in the financial world, Chadwick Burks brings unmatched experience and ethics to the credit repair industry. Having attended 5 different universities and holding a BA, MA, and PhD, Dr. Burks has successfully helped launch groundbreaking startups, formulated successful business plans, prepared complex financials for grant acquisition, managed business operations, and facilitated mortgage and financing acquisition for over 20 years, holding licenses in 7 states.
Dr. Burks has personally seen thousands of credit reports in his life and is widely considered a consumer advocate in the realms of credit, finance, mortgage, and real estate. He has been a guest and host of numerous radio and television programs and is very active in multiple charitable organizations.
“It is my job and my team’s job to get our customers the quickest and most thorough results possible. Most credit repair companies are far from honest; they keep the customer in the dark and promise things they don’t deliver. Not us. Integrity is the most important thing to the Broken Curse team; our reputation is everything to us. A company gets a good reputation by doing what it says it is going to do, doing it fast, being fair with everyone, and doing it affordably. That’s why our reputation is flawless. The bottom line is that we care about our customers more than our bottom line.”
How We Are Different
- We are certified and licensed
- We are bonded for customer protection
- We offer a money back guarantee
- We don’t require long term contacts
- We offer a discount after month one
- We do everything using REAL PEOPLE, not electronically, and NO AI
- We also resolve identity theft and consumer advocacy cases
How It Works
Comprehensive Credit Analysis and Audit
We review your most recent 3 bureau credit report to find errors and identify areas that need improvement. We do this through the most trusted monitoring company in the business, with NO IMPACT to your score, and provide you with a comprehensive credit audit.
Let’s Go !
Our team will quickly guide you to provide the minimal documentation we need to get started in minutes.
Disputes And Resolution
We will communicate directly with creditors and the credit bureaus on your behalf. We will work to resolve disputes and negotiate favorable settlement terms (when necessary). We do all the heavy lifting while you sit back and relax.
Rinse And Repeat
Once the bureaus have exceeded their time limit to reply, if an account has not been resolved, we take it to the next level. Whether pressuring for resolution, filing a complaint with a government agency, or getting an attorney involved, we don’t take “no” for an answer. Our proprietary process gets results while protecting your legal rights!
Our Services
WE Know What YOU Don’t
The naysayers will tell you that there is nothing a credit company can do for you that you can’t do yourself. That is true . . . BUT . . . do you know what to do, when to do it, and how to do it correctly? There is a critical order of operations, critical language that must be used, and an extensive knowledge of the law to be successful. A lot of the things that seem like the right move will actually lower your credit score or trigger additional collections or liability. You have to know what to look for, how to approach it, and what to leave alone. Knowledge is power and experience matters! Use our knowledge and experience to your advantage.
We improve your credit score by removing and / or correcting:
- Mistakes / Errors
- Collections
- Charge Offs
- Identity Theft
- Late Payments
- Inquiries
- Repossessions
- Medical Bills
- Evictions
- Foreclosures
- Bankruptcy
- Judgments
- Tax Liens
We Care About Your Future
We love you, but after you’ve achieved your goal, we never want to see you again! 😉 We thoroughly educate you throughout the process and give you a plan to ensure you won’t need our services again in the future. We truly want you to have LASTING success, so all our services include complimentary planning and analysis to improve your overall financial situation beyond simple score improvement. We also have an extensive network of financial professionals we can refer you to for a complementary consultation in most aspects of financial health.
Our Services
WE Know What YOU Don’t
The naysayers will tell you that there is nothing a credit company can do for you that you can’t do yourself. That is true . . . BUT . . . do you know what to do, when to do it, and how to do it correctly? There is a critical order of operations, critical language that must be used, and an extensive knowledge of the law to be successful. A lot of the things that seem like the right move will actually lower your credit score or trigger additional collections or liability. You have to know what to look for, how to approach it, and what to leave alone. Knowledge is power and experience matters! Use our knowledge and experience to your advantage.
We improve your credit score by removing and / or correcting:
- Mistakes / Errors
- Collections
- Charge Offs
- Identity Theft
- Late Payments
- Inquiries
- Repossessions
- Medical Bills
- Evictions
- Foreclosures
- Bankruptcy
- Judgments
- Tax Liens
We Care About Your Future
We love you, but after you’ve achieved your goal, we never want to see you again! 😉 We thoroughly educate you throughout the process and give you a plan to ensure you won’t need our services again in the future. We truly want you to have LASTING success, so all our services include complimentary planning and analysis to improve your overall financial situation beyond simple score improvement. We also have an extensive network of financial professionals we can refer you to for a complementary consultation in most aspects of financial health.
The numbers don't Lie
Happy Customers
We’re Legit !
We don’t mess around. Broken Curse Credit is registered with the appropriate corporation commissions, and is licensed and bonded where required. Certifications? We’ve got plenty of those, too. Iron clad money back guarantee? CHECK !